x

Like our Facebook Page

   
Early Times Newspaper Jammu, Leading Newspaper Jammu
 
Breaking News :   Why should Muftis, Abdullahs continue to enjoy Z-Plus security cover, ask nationalists | Black list leaders with separatist leanings from contesting elections | Top bureaucrats tow their PS along to every new place of posting | Police administration attempts to fix non- performers | Sentry opens fire after noticing suspicious movement near army camp | DSS seeks revocation of cases against Army jawans | Two persons killed, another injured as landslide sweeps vehicle in Poonch | ASI acquitted of corruption charges | Farooq dismayed over Guv administration's "laid back attitude" | BSF officer shoots self dead in Poonch | Atmosphere for talks with Pak not possible if incidents like Pulwama take place: Omar Abdullah | Police rescues 6 labourers from Nikki Tawi | Nehru gifted POJK to Pakistan: AICTF | Rising urbanization: Not in the pink of health | India Fights Pakistan at Pulwama and International Court of justice | Do we really listen?????? | SAC approves draft amendments in JK Reservation Act-2014 | No scope for bilateral talks | Forces in Kashmir to get vehicle barriers, laser dazzlers to prevent more Pulwama-like attacks | Mebooba could not get guts to visit residence of martyr Nazir Ahmed | J&K Grameen Bank organises Financial Literacy awareness programmes | Administration assures accommodation, food arrangements for stranded passengers | Virat Matra Pitra poojan held | VVPAT awareness programme organized | Candle march in respect of CRPF Martyrs' organised | Various organizations take out candle march | Cong pays tributes to CRPF martyrs, holds prayer meet | Natrang's acclaimed Dogri play to feature in National Theatre Festival | Delhi Public School Udhampur bid farewell to class XIIth | IIM celebrates "Mother language day" | Students of GDC Ramnagar felicitated | Police, Revenue officials fail to act against powerful land grabbers | Waqf Board Employees seeks replacement of CEO | Thousands of teachers without salaries for last five months | Students, Businessmen fume over choked internet | ACB asks Principal Secretary to initiate enquiry against then I/C MD JK cements | Unemployed youth castigate casual approach of Higher Education department | ED fails to achieve Samarga Shiksha target as financial year nears end | JK officials to study solar power policies of various states | Lethpora Fidayeen attack likely to cast a shadow on holding of parliamentary, assembly polls in Kashmir | Transfer scandal hits Education Department Doda | AICTF pays tribute to CRPF martyrs | JKNPP alleges BJP scared of Assembly polls | Days of Anti-National in Jammu are over: Slathia | Police registers FIR in 'anti-national' sloganeering case in Nowabad | Pakistan violates ceasefire for third consecutive day | Prosecutirx turns hostile, leads to acquittal of 6 in rape case | Jammu-Srinagar NH closed for 2nd day due to fresh landslides | RPF increases personnel in Kashmir following Pulwama attack | SSP Jammu transfers 28 SIs, 1 ASI | NGPPWF condemns terror attack on CRPF | RJCTU announces state unit | SOS submits memorandum to PM | CPI expresses anguish over terror attack on CRPF | MNP appeals people to maintain peace, brotherhood, harmony | Commissioner Secretary Relief reviews Mahashivratri arrangements | Raina flays Govt for continuing Chakawala Bag LOC trade | Panun Kashmir demands to end cross-LOC trade | JK ReT Teachers forum calls on Secretary School Education Director Samagra | All traditional political parties should be exposed for unrest in State: MPEJ | Saurashtra travel agents decide not to book tour tickets for Kashmir | CGM BSNL reviews operation of various services | AAP castigates new entrants to NC, BJP | JKPSWA seeks abolition of Article 370 | Back Issues  
 
news details
SAC approves Group Mediclaim Insurance Policy for all Govt employees
8/31/2018 10:17:31 PM

SRINAGAR, AUGUST 31: In a major decision for the welfare of government employees and their family members, the State Administrative Council (SAC), which met here today under the chairmanship of Governor, Satya Pal Malik accorded sanction to the implementation of the Group Mediclaim Insurance Policy for all State Government Employees including Employees of PSUs/Autonomous Bodies/Universities on mandatory basis; and, Pensioners, AIS Officers, Adhoc, Contractual, DRWs, Work charged/Contingent paid workers and their dependant family members on optional basis w.e.f. 1st October, 2018, for a period of one year and extendable annually for three years, based on claim settlement ratio and satisfactory performance of the Insurer.

Advisors to Governor, B B Vyas, K Vijay Kumar & Khurshid Ahmad Ganai, Chef Secretary, BVR Subrahmanyam and Principal Secretary to Governor, Umang Narula were present in the meeting.

The policy will include medical insurance cover of Rs 6 lakhs for individual employees upto 5 family members with a Corporate Buffer of Rs 10 crore, the cost whereof is loaded in the quoted premium. The premium to be paid by the employee annually would be Rs 8776.84 minus Rs 3600 (Medical allowances currently admissible annually) equal to Rs 5176.84. For pensioners, this amount would be Rs 22,228 minus Rs 3600 (Medical allowances currently admissible annually) equal to Rs18,628, annually.

Further, the deduction of the annual premium will be made from the salaries of the employees in four installments, as shall be notified separately by the Finance Department.

This policy would allow treatment in almost 5000 hospitals across the country. It represents a significant step up over the previous policy in that it covers domiciliary hospitalization and day care procedures also. There is good news for women employees too as the expense cap on maternity cover has been enhanced to Rs 30,000 within State and Rs 70,000 outside the State. Further, pensioners would not be required to undergo pre-policy tests and all their pre-existing diseases would receive immediate coverage, much to their relief. There is also a new provision for the insurance coverage of the dependent family member’s upto 100 years as compared to 80 years in the previous policy.

In what will benefit a large number of employees and pensioners, a dedicated Corporate Buffer of Rs 10 crore each will also be in place in the policy to cover the expenditures incurred by the employees and pensioners on identified illnesses over and above the expenditure coverage provided in the Policy.

For the first time, the insurer will provide a Management Information System (MIS) report regarding enrolment, admission, preauthorization, claim settlement and other information about the services as required by the government on a regular basis.

Further, the website designed by the insurer will have district-wise/state-wise enrolment status, claims, treatments rendered and hospitals data. Stage wise tracking facility for claims and grievances shall also be available to the beneficiaries.

Also, for the first time, the services of a professional consultant have been hired to set up a robust grievance redressal system for employees and pensioners. The consultant has already set up grievance redressal offices in all districts and these offices can be accessed by the employees and pensioners in case they have any grievance regarding implementation of the policy.
  Share This News with Your Friends on Social Network  
  Comment on this Story  
 
 
 
Early Times Android App
STOCK UPDATE
  
BSE Sensex
NSE Nifty
 
CRICKET UPDATE
 
 
 
 
 
 
 
 
   
Home About Us Top Stories Local News National News Sports News Opinion Editorial ET Cetra Advertise with Us ET E-paper
 
 
J&K RELATED WEBSITES
J&K Govt. Official website
Jammu Kashmir Tourism
JKTDC
Mata Vaishnodevi Shrine Board
Shri Amarnath Ji Shrine Board
Shri Shiv Khori Shrine Board
UTILITY
Train Enquiry
IRCTC
Matavaishnodevi
BSNL
Jammu Kashmir Bank
State Bank of India
PUBLIC INTEREST
Passport Department
Income Tax Department
JK CAMPA
JK GAD
IT Education
Web Site Design Services
EDUCATION
Jammu University
Jammu University Results
JKBOSE
Kashmir University
IGNOU Jammu Center
SMVDU