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ADDC reviews banking, finance performance in Jammu
3/24/2023 10:52:49 PM
Early Times Report
JAMMU, Mar 24: Additional District Development Commissioner Jammu, Ramesh Chander reviewed a series of meetings related to banking and finance in the district for the third quarter ending December 2022. It was reported that the percentage of loans given out by banks compared to their deposits in Jammu district increased by 2.30% to 36.42% compared to the previous quarter.
The meeting discussed how different banks performed in giving out loans under different categories. A total of Rs 3677.87 crore was given out as loans under priority sector and Rs 5041.62 crore under non-priority sector till the end of December 2022.
The performances of banks under various government schemes were also discussed and banks were instructed to cover all eligible customers. The Lead District Manager of Jammu spoke about improving the loan-to-deposit ratio to a minimum of 40% in the next quarter.
The Annual Credit Plan for 2023-24 was approved and a booklet regarding potential credit plans for 2023-24 was released. The progress of RSETI for the quarter ending December 2022 was presented and land issues were discussed.
While reviewing bank performances, Chander emphasised that coordination and clear communication between banks and departments is essential to achieve targets. He instructed stakeholders to submit an Action Taken Report with clear observations and reasons for any failed targets or achievements.
The meeting was attended by senior district officers including senior officer from RBI, Kriti Bhushan; DDM NABARD; Director RSETI, Assistant Project Manager JUDA; and officials from various banks including SBI, J&K Bank, PNB, JKGB, EDB, BOI, CBI CANARA Bank, UCO Bank, IOB Bank and others.
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