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| Combating Digital Fraud | | | The digital frauds have created fear among the common people as the fraudsters keep on changing their tactics every now and then to target them.
Fraudsters exploit technological loopholes and human vulnerability with equal ease. From phishing emails and fake loan offers to “digital arrest” scams and fraudulent investment schemes, criminals are devising new methods almost daily to deceive unsuspecting individuals.
The most disturbing aspect is that many victims are senior citizens who lose their lifelong savings within minutes. The emotional and psychological trauma that follows often compounds the financial loss.
While addressing the recent edition of Maan Ki Baat, Prime Minister Narendra Modi asked the citizens not to share OTP, Aadhaar, bank details or any other personal information with the strangers.
PM Modi called on the people to change their passwords regularly, just as they adapt food and clothing with each season. His advice underscores that digital hygiene must become a routine habit rather than an occasional precaution.
The Prime Minister leading from front to create awareness among the people about the digital frauds and online scams is a message to one and all that they need to spread a word so that fraudsters and scammers don’t succeed in cheating people. It signals that combating digital fraud is not merely the responsibility of banks, cyber cells or government agencies, but a collective duty. Every informed citizen becomes a barrier against fraudsters. Every family discussion about safe online practices reduces the chances of someone falling prey to deception.
Everyone needs to remember that to protect themselves Know Your Customer or re-KYC procedures should only be carried out through bank branches, official apps, or authorised platforms. No legitimate institution asks for confidential details over phone calls, WhatsApp messages or suspicious links. Ignoring unsolicited requests and verifying information through official sources can prevent most scams.
Financial institutions and authorities also have a crucial role to play. Strengthening cybercrime monitoring systems, ensuring quick response mechanisms, and simplifying complaint procedures can help victims seek timely redressal. Public campaigns in regional languages, especially targeting rural areas and senior citizens, can bridge the awareness gap.
Digital India is a powerful vision, but it must be accompanied by digital responsibility. As technology advances, fraudsters will continue to innovate. The only effective countermeasure is a society that is alert, informed and united against cybercrime. |
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