 Early Times Report
BASOHLI, Mar 15: The Department of Economics, Government Degree College Basohli, organised a One Day Workshop-cum-Awareness Program on "Financial Literacy for Holistic Development" on March 14, 2026 in collaboration with the Securities and Exchange Board of India (SEBI). The workshop was specially conducted for faculty members and students with the objective of enhancing awareness about financial planning, investment avenues, and responsible money management.
The program commenced with the traditional lamp lighting ceremony by the worthy Principal of the college, senior faculty members, and invited guests. This was followed by the welcome address by Dr. Neha Bandral, Head of the Department of Economics. In her address, she highlighted the importance of financial literacy in today's rapidly evolving economic environment. She stated that financial literacy focuses on the ability to manage personal finances effectively and is a key life skill essential for both personal and professional growth.
The keynote speaker of the workshop was Prof. Pawan Kumar Gupta, Retired Associate Professor from the Department of Commerce, SPMR College, Jammu. Currently registered with SEBI as a Securities Market Trainer, Prof. Gupta is a distinguished expert in finance and capital markets with more than three decades of experience in the banking and financial sector. During his session, he shared valuable insights on investment awareness, mutual funds, and financial planning. He emphasised the importance of developing sound financial habits at a young age and encouraged students to make informed financial decisions.
Prof. Gupta explained in detail the functioning of the primary market and secondary market, and how the primary market operates effectively with the support of a well-established secondary market. He also informed participants that investors can invest in Sovereign Gold Bonds (SGBs) through their demat accounts or via online banking. He mentioned that the country's leading bank, State Bank of India, allows customers to purchase SGBs online.
He further explained the basic steps to start investing in mutual funds online, which include opening an account, learning how to select suitable mutual funds, understanding how mutual funds work, and beginning systematic investment. He highlighted that despite the availability of various investment options, mutual funds remain one of the most practical and efficient ways to invest money.
Prof. Gupta also elaborated on various career opportunities in the securities market, including roles such as broker, investment advisor, portfolio manager, research analyst, investment banker, relationship manager, professor, investor, and trader.
An interactive session was also conducted where students actively asked questions and shared their feedback regarding the workshop. Around sixty students from different streams of the college participated in the program.
Later, the Principal of the college addressed the gathering and shared her views on the theme of financial literacy. She emphasised the importance of investor protection and safe investment practices and encouraged students to lead financially healthy lives. She also appreciated the dedicated efforts of Dr. Neha Bandral for successfully organising the workshop.
The workshop proved to be highly informative and interactive, enabling students to gain practical knowledge about financial markets, savings, investments, and regulatory frameworks. The initiative reflects the college's continuous efforts to equip students with essential life skills and financial awareness necessary for their future.
The program concluded with a vote of thanks by Prof. Vishal Sharma, Head of the Department of History.
The event was attended by Prof. Suraya Partap Singh (HOD Zoology), Prof. Shub Kumar (HOD Sanskrit), Dr. Ujhala Devi (HOD English), Dr. Davinder Kumar (HOD Hindi), Dr. Nikhil Bharti (HOD Mathematics), Prof. Mega Sharma (HOD Physics) along with other faculty members and students of the college. |
