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| JK Bank inaugurates khidmat centre in Reasi | | | EARLY TIMES REPORT
Srinagar, Sep 30: J&K Bank yesterday inaugurated one more ‘Khidmat Centre’ in the village of Aghar Jitto, District Reasi.
Regional Director, Reserve bank of India (RBI) Arnab Roy, inaugurated the centre, which will also act as the Business Correspondent of the bank especially for the smart card holders. Executive Director/CFO J&K Bank Abdul Majid Mir was also present on the occasion.
The inauguration was part of the financial inclusion and awareness drive organised by the RBI’s Regional Office in collaboration with J&K Bank. Deliberations were held on the bank’s programme of Financial Inclusion and the issue of smart cards.
A large number of villagers including women, senior citizens, NREGA beneficiaries and farmers attended the programme.
Speaking on the occasion, Roy said, “Aghar Jitto village is one of the 3 model villages chosen by RBI for outreach activities in the State for 100 % Financial Inclusion during 2010-11 by using Information Communication Technology (ICT) for issuance of smart cards through the Banking Correspondent (BC) model.”
The main aim was to achieve the objective of financial inclusion and proving doorstep banking services to the rural poor, small and marginal farmers, people of small means, women, etc, he added.
The outreach programme, he said, was being continued with an aim to deepen the penetration of financial inclusion and expand the coverage of financial services to all sections and all regions of the country in a meaningful way, particularly to those at the bottom of the economic pyramid and for achieving inclusive growth.
He further explained to the gathering that the biometric smart cards are very safe and have inbuilt security features for secured transactions and the card holders would get receipt for each transaction.
On the occasion, Arnab Roy along with Abdul Majid Mir and other state dignitaries distributed smart cards issued by J & K Bank and witnessed the activation / transactions through smart cards not only for the common villagers but also for the NREGA beneficiaries.
They also interacted with some of them while distributing smart cards and clarified their doubts.
This was a new and unique experience for the villagers who showed great enthusiasm to get connected to the banks without visiting a ‘brick and mortar’ branch.
He also emphasized the role of Financial Literacy and Credit Counseling Centers and advised the banks to open such centers for the benefit of people.
Among others present on the occasion was Avtar Singh, Additional District Development Commissioner, Reasi, J&K Bank and other senior government officials, bankers, teachers and students.
With the help of J & K Bank, a counter for exchange of soiled and mutilated notes and issuance of fresh notes and coins was set up at the venue which attracted a huge crowd.
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