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Employees confused over Health Insurance Scheme
10/16/2018 10:49:57 PM

Early Times Report
SRINAGAR, Oct 16: Confusion prevails over the recently introduced health insurance scheme in Jammu and Kashmir as it has been challenged in the court for benefitting a particular company.
The group medi-claim health insurance scheme rolled out by Jammu and Kashmir government last month for employees, pensioners, and accredited journalists has been challenged in the High Court on the grounds that it has been done to a particular corporate company.
Amid this the employees are confused whether to opt for health scheme or not. "We don't know what to do whether it will be scrapped or not. Government has to make its stand very clear," an official of Health Department, said. The official said that there are reports that a particular company has been benefitted. "Now it has also been challenged in the court," another employee of finance department said.
Gulbadin Ahmad Mir of Shopian through advocate Lone Altaf has submitted a petition claiming that it was introduced to benefit a particular insurance company.
"The policy is introduced out of malice and of nepotism without bothering for the welfare of the petitioner, therefore the impugned policy smells discretionary approach on part of respondents as such deserves to be quashed," the petitioner has said.
"Since the e-tendering is mandatory and every tender nowadays to give it vide publicity through online." However, the petitioner has claimed that it was not adopted in the instant case.
However, the company in a statement has said that, "We have won the employee health insurance policy as part of the 'J&K Chief Minister's Group Mediclaim Policy' after a rigorous transparent competitive tender process involving technical and financial evaluation of multiple bidders, carried out strictly in compliance with the laid down guidelines of the state government."
The scheme has been made mandatory for government employees including employees of PSUs, autonomous bodies and universities while it will be optional for pensioners and other categories of employees and accredited journalists.
The petitioner has claimed that the contract has been awarded to the company, which has least presence in Jammu and Kashmir wherein the most of the stakeholders reside.
There are five lakh employees serving both in rural and urban areas. The main purpose and the object of the scheme was to provide and cater to the health needs of employees of JK.
"Unfortunately just two hospitals from Srinagar (not hospitals in strict sense as the same are just clinics) and 18 hospitals (most of them are just clinics) from Jammu have been empanelled and rest of the hospitals is out of state with most of them in southern and eastern India like in Telangana, Tamil Nadu Westbengal, which are practically inaccessible to the stakeholders," the petitioner said.
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