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| Udhampur: DC reviews performance of Banks at DLRC & DCC meeting | | | Early Times Report
UDHAMPUR, Sept 4: Deputy Commissioner Udhampur, Saloni Rai, today chaired the meeting of the District Level Review Committee/DCC here in her office.
The meeting was convened to evaluate the performance of the banks concerning deposits and advances for the quarter ending June 2023, in alignment with the Annual Credit Plan for 2023-24.
During the meeting, in-depth discussions took place on pivotal aspects, including bank and sector-wise accomplishments in lending to both the Priority and Non-Priority Sectors under the Annual Credit Plan.
Additionally, the meeting delved into the bank-specific positions regarding deposits and advances as of June 30, 2023, as well as the performance of banks in crucial areas such as Deposits, Advances, and Priority Sector Advances.
The meeting also assessed credit disbursements under Government Sponsored Schemes (GSS), the issuance of Kisan Credit Cards (KCCs), the Special Credit Facility for Street Vendors (PM- SVANIDHI), financial support to Joint Liability Farming Groups of Bhoomi Heen Kissan, the Financial Inclusion Plan (FIP) for the district, the seeding of Aadhar for EBT/DBT purposes, the progress and establishment of a new campus for the Rural Self Employment Training Institute, the implementation of the Prime Minister’s Fasal Bima Yojana (PMFBY), the progress in opening new bank branches, and more.
During her address, Deputy Commissioner Saloni Rai urged officers to organize financial literacy awareness camps in collaboration with other departments at the Panchayat level, emphasizing the need to maximize benefits at the grassroots level. She also encouraged bankers to consult the relevant departments before rejecting sponsored loan cases, highlighting the role these departments could play as a bridge between beneficiaries and banks.
Furthermore, she called upon bankers to engage with stakeholders to expedite the delivery of banking benefits to the disadvantaged sections of society, thereby contributing to the upliftment of their socio-economic status.
Deputy Commissioner Rai stressed the importance of increasing the Credit-Deposit (CD) ratio through a focus on potential areas and emphasized the necessity for improved coordination between banks and government departments to enhance this ratio. |
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