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| Chairman J&K GRAMEEN BANK launches Micro-atm terminals for business correspondents | | |  Early Times Report
Jammu, July 28: J&K Grameen Bank today launched its own Micro-ATM Terminals for the usage of its esteemed customers. The Micro-ATM Terminal was launched by Chairman .Janak Raj Angural in presence of newly appointed Chairman Sudhir Gupta at Bank’s Head Office Narwal. Bank’s first Micro-ATM Device was provided to one of the Business Correspondents of the Bank. Chairman congratulated the team of Digital & Alternative Channel Cell / IT Department / Financial Inclusion Department for all the diligence and efforts made by them.
He expressed his gratification in fulfilling the long pending demand of the Business Correspondents for the Micro-ATM Devices. Micro ATM is meant to be a device that is used by the Business Correspondents (BC) to deliver basic banking services. Chairman further said the platform will enable Business Correspondents to conduct instant transactions.
The micro platform will enable function through low cost devices (micro ATMs) that will be connected to banks across the UT of J&K. This would enable a person to instantly deposit or withdraw funds regardless of the bank associated with a particular BC. This device would be made available at every BC. Customers would just have to get their identity authenticated and withdraw or put money into their bank accounts.
This money will come from the cash drawer of the BC. Essentially, BCs will act as bank for the customers and all they need to do is verify the authenticity of customer using customers’ UID.
The basic transaction types, to be supported by micro ATM, are Deposit, Withdrawal, Fund transfer and Balance enquiry.
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