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| Govt 'Mediclaim Policy' draws flak as loopholes lead to 'suspicion' | | | ARUN SINGH
Jammu, Feb 12: The abrupt decision of state government for mandatory implementation of Mediclaim Insurance Policy, for all state government (Gazetted) employees has been widely criticised by the employees. Questions on dubious objectives of the government behind its implementation that too through a private insurance provider have been raised.
Sources told Early Times that Finance Department had directed all its Administrative Secretaries and Drawing and Disbursing Officers (DDOs) to submit the name of the Gazetted Employees along with full particulars and those of his or her dependant family members on a prescribed format to the ICICI Lombard General Insurance Company Ltd at Jammu as well as Srinagar offices up to January 27, 2014 for processing insurance. "The policy had been decided to be launched on February 10, 2014 vide Government Order No 07-FD of 2014 Dated 09-01-20-14," they said further adding that the direction of government evoked strong resentment against the policy among the Gazetted employees of different departments due to many loopholes in it.
"It is beyond understanding that why government is making it mandatory for each and every official for taking insurance policy when many of them already have such policies policy putting extra burden on the employees," said an employee on the condition of anonymity. He further said that the policy issued by ICICI Lombard General Insurance Company Ltd's is valid for only three years with the payment of Rs 6,000 per annum as premium which means Rs 18,000 in three years and Rs 500 per month.
He further said that first instalment has been deducted from our salary for the month of January.Sources further said that choosing a private company for medical insurance also creates suspicion about the government as there might be some hidden interest of the government.
Why government chose only ICICI Lombard General Insurance Company Ltd's when we have Life Insurance Corp (LIC) which is also a government undertaking company. Even this order of the government has been denied by some sections of government employees and they took recourse to the judiciary. |
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