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Nabard organises capacity building programme for Bankers, NGOs at Samba
6/23/2015 11:53:55 PM

Early Times Report

Samba, June 23: National Bank for Agriculture and Rural Development (NABARD) organised a one day Capacity Building programme for Bankers and NGOs at Samba. The programme was inaugurated by Surinder Singh, District Development Manager of NABARD while Lead Bank Officer, Rajesh Sharma and Area Manager Grameen Bank, K L Sharma were also present on the occasion.
Singh highlighted the concept of SHG and discussed that although the banking network in rural and semi-urban areas had increased many fold after nationalization, even then many of the rural households are still dependent on the money lenders, shop keepers and market vendors for their petty credit needs.
The needs of these rural poor are small but often arise at unpredictable times and are usually of a marginal nature. Against this background, an alternate mechanism for meeting the credit needs of the rural poor in the form of Self Help Groups (SHGs) has been evolved. He apprised that NABARD provides capacity building assistance and financial support to NGO/Banks for promotion and broad basing of microfinance operations.
It was also discussed that villages are facing problems related to poverty, illiteracy, lack of skills, health care etc. These are problems that cannot be tackled individually but can be better solved through group efforts. Today these groups can become the vehicle of change for tackling such socio economic problems. Rajesh Sharma, LDM while addressing the participants said that these micro credit programmes are an effective tool towards women empowerment and financial inclusion.
Later, exhaustive sessions on Management of SHGs, maintenance of accounts and book keeping, types of economic activities SHGs would like to take up individually or as a group etc were undertaken by the resource persons.
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