EARLY TIMES REPORT
JAMMU, Jan 15 : Lead Bank Office State Bank of India (SBI) Kathua, organised DLRC/DCC meeting of bankers and various departments of Kathua district to review the flow of credit under ACP 2012-13, performance of banks in key areas relating to deposits, advances under priority sector lending for the quarter ended September 2012 and review under Government Sponsored Programmes.
The meeting was chaired by District Development Commissioner, Kathua, Zahida Parveen Khan. The prominent person who attended the meeting were Manoj Kapur, CPO, Kathua, Ram Kauwar, LDO, RBI, Aman Kalsotra, AGM(DD), NABARD, Kathua, LDM, SBI, V.K. wali, Suresh Kotwal, Cluster Head, J&K Bank, Kathua, Mahinder Kumar, Director, R-SETI, Kathua among others. The DDC took a detailed review of SGSY / JKSES /SC-ST-OBC / KVIB / KVIC / DIC / SJSRY / Handloom / Handicraft, with special emphasis on KCC. In this connection she advised to banks / departments to complete the cent percent coverage of farmers under KCC. The DDC was informed that as on December 2012, 23000 cases have been sponsored by the Agriculture Department of which more than 19000 cases have been sanctioned by the banks. She emphasized upon the banks to expedite cases for linkage under various schemes and achieve the allocated targets for 2012-13. She also asked for sponsoring of cases under SGSY, SJSRY and JKSES. She impressed upon the banks and line department, to ensure effective coordination in their working, so as to achieve the desired results.
LDO RBI emphasized upon achieving the CD ratio of 40 percent in the district by March 2013, which currently stands at 32.70 percent. He exalted upon the bankers to come forward in lending in key areas, so as to achieve the desired CD ratio. He also emphasized on the financial inclusion of all unbanked villages in the district. DDM, NABARD discussed SHGs, Farmers Clubs, Financial Inclusion, among other issues. He also informed about the initiatives taken by NABARD in the last few months viz. SHG training programmes, workshop on Forward Markets for farmers of Kathua etc. LDM, Kathua while presenting the Annual Action Plan for the year 2012-13, informed the house that the priority sector target are ` 280.73 crores, the banks have achieved 44% of the set target which is 123.04 crore by the second quarter. Under the Non-priority sector, achievement stood at 54 crores, which is 26.70% of the target. The deposit in the district stood at 2390 crores and advance to the tune of Rs. 783 crores. The bankers were asked to go in for aggressive lending and organise awareness camps in their area. |
