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| DDC Rajouri chairs DLRC meet | | | 
EARly Times Report
RAJOURI, Dec 29: To review the progress achieved under the targeted schemes launched by the banks in collaboration with the line departments, the District Development Commissioner Rajouri, Mohammad Nazir Sheikh on Monday convened a joint meeting of bankers and sponsoring agencies.
The meeting reviewed CD ratio, number of financial literacy programmes conducted by the rural branches of banks, performance of banks under annual credit plan, progress under government sponsored schemes, progress under KCC, joint liability groups, self help groups, EDP/DBT, recovery under sponsored schemes etc.
The meeting was informed that district recorded 38.45 percent in CD ratio as on September, 2020, while 42 financial literacy programmes were conducted by JK Bank and JK Grameen Bank in the district as on Quarter ended September, 2020 and 1085 persons participated in these programmes.
Regarding training, it was informed that 207 candidates were provided training by Rural Self Employment Training Institute (RSETI) during the quarters of financial year 2019-20. As many as 350 were trained during the current year, of which 203 were linked with banks and 150 were self financed. However due to outbreak of the COVID19 pandemic, these programmes were suspended till 21-09-2020.
While taking review of ground level credit flow under district credit, the concerned officer said that is Rs 211.84 crore loans was disbursed as on September 2020 in different priority sectors like housing, agriculture, education, micro and small enterprises, renewable energy and personal loans. It was also informed that 5 Joint Liability Groups have been formed up to the end of September, 2020.
Similarly, the progress made under social security schemes, KCC, Self Help Groups, Housing for All, NULM, recovery under Government Sponsored schemes was also reviewed in depth.
The DDC impressed upon the bankers to put in place added efforts to increase the CD ratio by focusing on potential areas and stressed on better coordination among banks and government departments for bringing improvement in CD ratio.
For effective implementation of self employment generation schemes like PMEGP etc in the district, the DDC said that coordination among different stakeholders is required to devise a proper mechanism for identification of actual beneficiaries. He asked for preliminary scrutiny of the cases at agency level and said that maximum youth should be covered under the scheme in the district. |
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