Early Times Report
Rajouri, Sept 26: National Bank for Agriculture and Rural Development (NABARD) organised a workshop on "Joint Liability Groups" at Rajouri. According to press release, the workshop was chaired by General Manager, National Bank for Agriculture and Rural Development (NABARD), Ranbir Singh,J&K Regional Office, Jammu. Des Raj, District Development Manager, NABARD, Rajouri/Poonch informed that the objective of the workshop was to train the Business Correspondents of J&K Grameen Bank, Rajouri to form Joint Liability Groups in the district. Ranbir Singh, while addressing the participants informed that Joint Liability Groups aims at to augment the flow of credit to farmers, especially small, marginal, tenant farmers, oral lessees, share cropers/individuals taking up farm activities. He also informed that Joint liability groups also minimize the risks in the loan portfolio for the banks through group approach, peer education and credit discipline. The Business Correspondents were made familiar with the scheme guidelines and were motivated to propagate the scheme in the rural areas and form Joint Liability Groups of the farmers those who are not eligible for KCC for want of land in their name . The scientists from Krishi Vigyan Kendra, Rajouri were also invited to participate in the workshop and highlight the variuos scheme of Krishi Vigyan Kendra for the benefits of the farmers particularly for the small and marginal farmers. The workshop ended with avote of thanks by R.S. Sumbria, Area Manager, J&K Grameen Bank, Rajouri/Poonch. |