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Passport office junks J&K Bank
State Subject Certificate generates political heat, helps J&K residents nowhere
8/25/2014 12:36:16 AM
Syed Junaid Hashmi

JAMMU, Aug 24: Controversial but so-called special state subject certificate (SSC) which recently generated debate as well as political heat across the country serves no purpose to the citizens of Jammu and Kashmir.
The document which citizens of Jammu and Kashmir get after spending months doing rounds of the offices of Revenue Department is nowhere accepted as proof of residence or birth. For central organisations which include Banks, Passport offices and other important institutions, a photocopy of bank account in a nationalised bank is given credence over Permanent Resident Certificate (PRC).
In Jammu and Kashmir, PRC is a must for those seeking jobs. Beyond this, the certificate holds no significance. Passport office asks for copy of bank account in a nationalised bank and outrightly rejects the copy of state subject certificate as proof of address. It accept electricity bill, water bill, telephone bill, ration card, statement of bank account in a nationalised bank, copy of passbook of account in a nationalised bank, Aadhaar card as well as income tax statement of last one year.
But not the permanent resident certificate (PRC) issued by Jammu and Kashmir government. A valid driving license issued by Regional Transport Office (RTO) or office of Assistant Regional Transport Officer (ARTO) is accepted as identity proof but not as the proof of residence. PRC makes no sense in the central departments across the country and with J&K government unable to press for its rights, PRC is likely to continue as document with little or no significance.
If you want to open account in a nationalised bank, they ask you for Pan Card and valid driving license for opening account. But when you produce the same driving license before Passport authorities, they treat the same as identity proof while the bank treats the license as address proof and not the permanent resident certificate (PRC). By treating PRC with contempt, central government clearly indicate that they do not trust the revenue department of Jammu and Kashmir.
When it comes to applying for various posts in the central government, the officials there often refuse to consider PRCs as these exist in J&K alone. They maintain that PRC is not a valid government of India document and hence cannot be accepted for entertaining any request for getting job in a central government department. They further say that PRC is valid within the territorial jurisdiction of Jammu and Kashmir and hence, its validity as well as reliability cannot be trusted.
These institutions instead accept domicile certificates in most of the cases. Not only PRC, even the information of individuals holding bank accounts in the state owned Jammu and Kashmir Bank is not trusted by the central organisations. The officials in the passport office or in any other New Delhi controlled institution outrightly tell you that copies of account in the Jammu and Kashmir Bank are not accepted by them as proof of residence.
This is despite the fact that J&K Bank opens account of an individual after getting all the formalities which other nationalised banks have made mandatory. Ask for the reason, they straightway point towards stairs, telling you to shut-up and leave the premises. This mistrust in Jammu and Kashmir Bank results in state government employees being forced to open accounts in nationalised banks merely for the purpose of getting passports and other essential documents.
What makes issue critical is the fact that state government has obliquely put a bar on the state government employees from opening accounts in nationalised banks by asking them to open salary accounts only in JK Bank. Salaries are directly credited to accounts of the employees in Jammu and Kashmir Bank. Besides, state government has not taken up the issue with union government making the issue extremely serious.
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